Short Sale Explanation
You no doubt worked hard to get your home ready to put on the market, but the true test comes when the inspection takes place. An inspection of your property will formally be done after you have received and accepted an offer on your home. A professional home inspector will need to go through your property before the purchase can be finalized. The purpose of the inspection is to find any repairs that may be needed to be completed before the purchase can take place.
Some repairs will be required by the mortgage company financing the buyer while others will be requests by the person making the purchase. Sometimes a piece of property does not need any repairs completed before the sale goes through. Serious problems such as issues with plumbing, roofing and wiring may need to be repaired right away. While other more minor repairs can be removed from the list as part of negotiations with the potential buyer.
The types of repairs you will need to make typical revolve around bringing a property up to current code. If you have owned a home for a long period of time, the laws related may have changed. Some mortgages such as FHA mortgages require homes to be up to code before a sale is completed.
The typical repairs required after an inspection include the following:
- Updates to wiring
- Repairs to the home's roof.
- Replacement or repairs to windows.
- Maintenance of the house's foundation.
- Repairs in the bathroom or kitchen.
- Updates to the furnace or air conditioning.
- Maintenance on appliances being sold with the property.
- Other requests from the buyer.
Not all of the repairs you will be asked to complete after the inspection will be major. Often times, buyers will request simple repairs that they want fixed before taking possession of the home. It is up to you as the seller to determine if it is worth completing the requested repairs. You have to decide if you would rather pass on this particular offer to wait for another seller.
Remember when it comes to real estate, Dave is the man. I will connect you with contractors in the area to help you make any required repairs. I can also provide advice on whether or not completing a repair is worth the cost or if you should renegotiate with the buyer. - Dave Taljonick, RE/MAX Right Choice, 810-686-3900.
In my previous posts, I’ve outlined family fun from movies to concerts and parks to museums. This week, I’m going to tell you about upcoming festivals and special events throughout the area.
The 17th Flint Folk Music Festival takes place at Kearsley Park on July 23rd from noon to 8:30 p.m. A complete listing of the artist lineup can be found here.
On August 6th, the 5th annual Drop Fest is once again taking over Buckham Alley and the Rutherford Parking Ramp in downtown Flint. This Electronic music festival brings the community together in the all-ages venue. This year’s lineup can be found on the event’s Facebook page.
Chevy in the Hole will once again play host to the Free City Festival. On August 19th and 20th you can browse art installations, shop vendors and enjoy live music. Check the event’s website for more details.
August brings the Blueberry Festival to Montrose and this year’s events are sure to please the entire family. August 17th through the 21st are the dates for this year and include such favorites as pancake breakfast, flea market, karaoke, pig roast and so much more. The schedule of events can be found here.
The Antique Fire Muster returns to Frankenmuth on July 30th. Enjoy a parade of antique fire trucks as well as pumping displays and demonstrations. More info can be found here.
Frankenmuth presents its 29th annual Summer Music Fest August 11th through the 13th and the 18th through the 20th. You will have many opportunities to enjoy different types of music. Sing and dance along to the ones you know and perhaps learn some new moves. Check out this website for details on tickets, venue, and musical lineup.
These are just a few festivals you may enjoy. As always, stay safe while having fun. Summer will be over before we know it so take time to enjoy friends, family, and community. Remember when it comes to real estate needs, Dave is the man! Contact me at Dave Taljonick, RE/MAX Right Choice at 810-686-3900.
Summer is in full swing and you most likely have a few events or trips planned. In between those big events, though, do you have a hard time finding things to do, not just with the kiddos, but for yourself? In previous blogs, I’ve posted about area movies and concerts in local communities, but if you’re looking for additional ideas, this may help.
The Genesee County Parks is Michigan’s largest county parks system. With over 21 parks, you won’t have to go far to find something that interests you. The diversity of the parks is truly amazing. Their online interactive event calendar is user friendly. To name just a few programs, you can enjoy yoga in the parks, swimming, educational stops by the Truck Farm, belly dancing, fishing, photography, theater, and SO much more. Most events are FREE or very low cost.
You may not think about the library when you think of summertime fun, but our local library system is pretty amazing. The Genesee District Library has 20 branches and most offer weekly activities that are usually free or low cost. During the summer, children and adults alike can participate in summer reading programs. This year’s program theme is Get in the Game and encourages literacy not just through reading, but also playing games, dancing, cooking, crafting, and more. Its easy to use online calendar lets you sort using various filters.
Although the Flint Public Library has only one branch, it is pretty much a one stop shop. Their summer reading program also offers opportunities to attend events at the library and throughout the community. The library’s online event calendar is user friendly.
Don’t forget about Applewood as you look for close-to-home fun. The Mott Estate is celebrating its Centennial with expanded hours. Previously only open a handful of days throughout the summer and fall months, it boasts weekly hours: Thursday through Sunday from 10 a.m. to 6 p.m. (through October 30th). If you’ve never visited this hidden gem in the heart of the Flint Cultural Center, you need to go at least once. Stroll through the gardens by yourself for a meditative afternoon and a guided tour through the home or pick one of the many events to share with family and friends. The best part is that all events, including tours, are free.
The Flint Institute of Arts is an amazing place to visit and has frequently changing exhibits. It offers free admission on Saturdays.
The Sloan Museum and Longway Planetarium offer a break from the norm. The current exhibit at the Sloan Museum is “A Bug’s World” and is filled with common backyard bugs that are 40 t0 120 times their normal size. The newly remodeled planetarium has daily showings of various programs. Info on exhibits, hours, prices, etc. for both locations can be found here.
If you are looking for a more intense learning opportunity, try the Clio Center for the Arts. They have classes for adult and children. Topics include sewing, watercolor, pottery, glass etching, and much more.
These are just a few local things that can help break up the summer. They are local and low cost and allow you to spend more time doing what you want and not driving to get there. Have a fun and safe summer. Explore places close to home and if you find an area you want to move to, make sure you call me. Remember when it comes to real estate, Dave is the man! - Dave Taljonick, RE/MAX Right Choice at 810-686-3900.
Independence Day is right around the corner and with it comes many opportunities for celebrating. These are just a few options for free or low cost fun for the whole family.
Downtown Flint is once again bringing a carnival to the flat lot for this year’s festivities. New this year, is the Flint Water Festival. Activities include arts and crafts, food, lip syncing, and of course fireworks. The fireworks will be set off on July 1st at dusk. The complete lineup can be found here.
Clio is hosting its 34th Annual Family Fun Day on July 4th. The festivities start at 2 p.m. with a flag raising ceremony at the park. Other festivities include Tug of War, military displays, bounce houses, free concerts at the amphitheater, and much more. Fireworks start at approximately 10:20 p.m. The full lineup can be found here.
Fenton is hosting its 26th annual Freedom Festival. The celebration kicks off on July 1 and includes many events including a parade, rubber ducky regatta, ski show, and of course, fireworks. The lineup of events can be found here.
Frankenmuth hosts a spectacular fireworks display every year. This year the display will take place on July 3rd around 10 p.m. In addition to the fireworks, there will be music, races, inflatables, food and more. The schedule of events can be found here.
Spend time with your family and friends during this holiday weekend. Take in some fireworks, watch a few parades, have fun, and be safe.
Since the weather conditions are so dry and most communities have a burn ban on effect, there is a possibility that some communities will cancel their fireworks display.
Are you considering a move this summer? If so, it is important to get your home ready to put up for sale. One of the most important things to do when preparing to put your home on the market is staging it for potential buyers. For this post, I want to go over simple staging tips for you.
Pack Up Personal Items: You want a potential buyer to be able to imagine his or her family living in your home. In order for people to create this picture, it is important for you to pack up any personal items such as trophies, personal photos, souvenirs, plaques, awards and more. Removing your personal items will allow the buyer to imagine his or her family living there.
Remove Clutter: Excessive clutter can make a room seem crowded and can draw away from a space. Take time to pack up any excess items throughout your house. Also, remove large pieces of furniture that can crowd up a room.
Repurpose Rooms: Give any unused space a functional purpose in your home. Instead of using an extra room for storage, turn it into an office or guest room. By creating a space that has a purpose your buyers are more likely to see the potential of the space.
Position Furniture Correctly: Be mindful with how furniture is placed around your rooms. For instance, in an open floor plan space move furniture away from walls to allow traffic to move through the space with ease. Place furniture in groupings throughout a room instead of along outside walls.
Update a Space: Simple updates can make a huge difference when attempting to sell a home. Fresh paint can make a space look clean and new. Any colors that are really bright should be painted in neutral tones. These tones including tan, soft blues and greens should be used. These hues have a calming effect and are more welcoming compared to bright colors, which tend to turn off interest from people. In addition, rooms with lots of scuffs and scratches should have a fresh coat applied. Work on making an outdated space look more modern with simple fixes. Paint old kitchen cabinet doors, put slipcovers on old furniture, use area rugs to cover outdated flooring.
All of these staging tips will help you on the path to selling your home. Remember if you are in the market to buy or sell a home this summer, when it comes to real estate, Dave is the Man! – Dave Taljonick, RE/MAX Right Choice
June is National Safety month, and although the month is half over, I would still like to share with you some tips for keeping your family safe. The summer can be an exciting and busy time; don’t let preventable accidents keep you from having fun.
The National Safety Council (NSC) shares the statistics of accidental deaths for each year. For the most part, accidents CAN be prevented, so visit the website if you want to be more informed and teach others how to be safe. This year the NSC is focusing their efforts on making sure we are Ready to Respond in an emergency situation, know how to Be Healthy when it comes to medications, are willing to Watch Out for Dangers, and Make Good Choices While Driving.
Being Ready to Respond means knowing who to call in an emergency. Everyone knows that 911 can assist in emergency situations. Another important number is Poison Control. The increase in use of all-in- one dishwasher and washing machine gel packets has led to an uptick in poisoning. Children confuse the colorful packets for candy. The Poison Control phone number is 1-800-222-1222 and can easily be programmed into your cellphone. Water safety with children is also of great concern; especially in summer. Here is a great fact sheet on protecting children around water, whether it be a pool, the beach, or the bathtub.
Being ready also means having a basic first aid kit on hand. The NSC website has suggestions on what to include. Along with a kit, you should have basic knowledge on how to use the items. There are many opportunities to learn CPR and first aid in the community. Kids can get also learn how to be safe and what to do in an emergency with Genesee County Parks' Rescue 911 program. The class is offered June 20th, 21st and 22nd at various parks in the county.
Be Healthy refers to paying attention to medications. Properly discard of expired or unwanted medications, both prescription and over the counter. Safeguard your medications and be sure to keep them in a place not easily discovered. Prescription pill abuse is on the rise.
Watching out for Dangers sounds like a no-brainer. However, in this world filled with distractions, sometimes we are on autopilot and need to practice mindfulness. For example, paying attention to where you are walking seems obvious, but how many times have you been bumped into by someone with his nose in his phone. Or perhaps you have bumped into someone because of the same reason.
Another danger that may not be so obvious is your furniture in your home. If you have children who like to climb and explore, make sure tempting furniture is anchored to prevent tipping over. Dresser drawers pulled out can make the perfect steps for a curious toddler. Once all of the drawers are pulled out, the dresser becomes unstable and can tip over onto the child. Any type of cabinet that houses a TV should also be anchored to the wall to prevent similar situations. Window blinds that have certain types of cords pose a strangulation risk for animals and children alike. The Window Covering Safety Council outlines safety tips and will even ship you free replacement cords for your window blinds if needed. Their website can be found here.
Making good choices while driving can look like a few different things. Modeling good driving behaviors for young drivers and teens, even after they have a license is a good idea. Emphasize the importance of minimizing distractions. As important as it is for teens to learn safe driving habits, it is equally important for older drivers to be reevaluated periodically. As drivers age, depth perception and reaction time can be altered. For the safety of all involved, this sensitive issue should be addressed as soon as loved ones suspect there may be an issue.
The National Safety Month website has many more great tips and facts to keep in mind all year long. Remember when it comes to real estate, Dave is the man. - Dave Taljonick, RE/MAX Right Choice, 810-686-3900
If you’re looking for a way to spend time with friends and family while enjoying the outdoors, you will want to read the list of area concerts I have compiled. These selections are free or low cost and offer a great opportunity to enjoy a wide variety of music.
The 2016 Concert Season is going to be another great lineup. You won’t want to miss the great lineup in beautiful Riverview Park in downtown Flushing. The concerts take place on Wednesday evenings starting on June 22. Music starts at 7 p.m. Seating is available, but you are welcome to bring lawn chairs or blankets to sit upon. Whether you enjoy blues, jazz, country, classic rock or Irish dance, you will find something to groove to.
The Swartz Creek Fine Arts Association is proud to present its 2016 summer concert schedule. Concerts are Tuesdays at 7 p.m. and the kickoff is June 21st. You will enjoy a variety of music including folk, southern gospel, country, Jimmy Buffet tribute, and much more. The concerts take place at the Fred Pajtas Theater. Concessions are available for purchase, so bring your cash for snacks.
Join the Fenton community as they offer their free Thursday night concerts at Millpond Park. The series kicked off in the first week of June, but there is plenty of fun left to be had since the last show is on August 25th. The music takes place from 7 p.m. to 8:30 p.m. at the Millpond Park Gazebo at 301 S. Leroy, next to Fenton City Hall. Bring your blanket or lawn chair and set up to enjoy a wide variety of music including 60s rock, classic rock, country, rhythm & blues, and much more. The full concert schedule can be found here.
Frankenmuth’s Sunday night concerts are sponsored by the Frankenmuth Women’s Club and are held, rain or shine, at the Palmer Schau Platz at Memorial Park. The music starts at 7 p.m. and includes tributes to Rod Stewart, Beach Boys, Bee Gees, Johnny Cash, The Eagles, and more. Bring your blankets or lawn chairs and settle in for a night of toe tapping music. Don’t forget to bring your cash to purchase a delicious strawberry shortcake from the concession stand. The full lineup can be found here.
The Clio Amphitheater has 6 live music performances scheduled for 2016. The concerts are held on Tuesdays and start on July 12th. The lineup includes tributes to artists such as Bob Seger, Beatles, Shania Twain and Tim McGraw in addition to music from Motown, Woodstock and the 80s. Parking is free. Admission is $6 per concert or $25 for all 6 shows. The full schedule can be found here.
The Clio Amphitheater is also hosting a Free Gospel Concert Series on Monday evenings (the final two concerts will be held on a Thursday). The series is sponsored by Bethany United Methodist Church of Clio. The first concert is scheduled for July 11th. Gates open at 6 p.m. and the music starts at 7 p.m. The entire schedule for the gospel series can be found here.
Peruse the list and mark your calendar to enjoy a series near you. Another great idea is to take your family to visit a city or community and explore what else that area has to offer. If you planning a move remember when it comes to all your real estate needs, Dave is the man! - Dave Taljonick, RE/MAX Right Choice, 810-686-3900
There’s nothing like spending time outside in the summer. After a busy day of activities and outings, slow down and enjoy the simple things…like FREE outdoor movies in various local communities. The movie titles vary and some locations include other activities in addition to the movie. Gather your friends and family, pack a picnic, bring your favorite lawn chair and enjoy the show.
For the second year in a row, Burton is presenting FREE family movies this summer. The Burton Eagles Club is once again hosting Burton Movies on the Lawn . The movies start at dusk at 3317 E Bristol Road.
In addition to the movies, there will be a lot of fun free activities for the kids. There will also be food available for purchase.
The movie schedule is as follows:
- Saturday, June 11, “Minions”
- Saturday, June 18, “Avengers: Age of Ultron”
- Saturday, June 25 “Cinderella”
Communities First, Inc. is once again offering Movies Under the Stars. The goal is to invite residents from Flint and surrounding communities to have fun in a safe environment. The venues vary and include a lot of free family activities before the show begins. The festivities begin at 7:30 p.m. and the movies start at dusk.
This year’s lineup is as follows:
- Friday, June 24, “Little Giants” at Atwood Stadium
- Friday, July 8, “Rio 2” at Flint City Hall-Back Lawn
- Friday, July 22, “Inside Out” at Flint City Hall-Back Lawn
- Friday, August 12, “Zootopia” at Applewood Estate
- Saturday, August 20, “Cars” at Flint City Hall-Back Lawn
The Swartz Creek community movies will be shown at dusk at the Pajtas Theater across from the public safety building. Movies begin at dusk but there will be FREE bounce house activities at 7:30 p.m. for the kids before the movie. Be sure to bring a chair or blanket.
Swartz Creek Family Movie Night
This year’s lineup is as follows:
- Friday, June 10, “Alladin”
- Friday, June 24, “Finding Nemo”
- Friday, July 8, “The Good Dinosaur”
- Friday, July 22, “Little Giants”
- Friday, August 5, “Tale of Despereaux”
- Friday, August 19, “Wreck it Ralph”
Flushing Movies in the Park
The movies are back this summer at Riverview Park in downtown Flushing. This year’s lineup is not yet available, but so be sure to check the link often for the schedule. As of now, there will be one movie in June, two in July and two in August. Movies start at dusk and concessions open at 8:00 p.m. Be sure to get there early to grab a seat, or bring your own.
Plan to visit as many areas as you can. You never know, you may fall in love with a new community and decide to move. Remember when it comes to all your real estate needs, Dave is the man! Dave Taljonick, RE/MAX Right Choice, 810-686-3900
If you are looking for a way to honor those who have given the ultimate sacrifice, you may find the following list helpful. From parades to candlelight vigils, there is bound to be something that fits into your weekend.
Although the cemetery is not located in Genesee County, it is worth the drive to observe this moving service at the Great Lakes National Cemetery
The Great Lakes National Cemetery, in Holly, is holding its annual Memorial Day Service on Sunday, May 29 at 1:00 p.m. The Patriot Guard Riders will be assisting in traffic flow as well as forming a flag line during the service. The Great Lakes Nation Cemetery is located at 4200 Belford Rd. in Holly, MI.
Genesee Township Veterans Memorial
In 2009, after three years of hard work, Genesee Township dedicated their Veterans memorial. It lies on the banks of Mott Lake on Genesee Road at Stanley Road. The memorial is made of over 200 bricks inscribed with the names of area service members. The area has benches for quiet reflection as well as a 30 foot flag pole to honor all those who have served.
Genesee will hold its Memorial Day Festival on May 30 from 11:00 a.m. to 4:00 p.m. The parade begins at 11:00 a.m. at the high school. The Genesee Lions Club Pavilion is where the festival takes place, complete with live music, vendors, hay rides, bounce houses, car show, and much more.
Burton Veterans Memorial is located on Manor Drive in the municipal building complex. It was dedicated in 1997 after several years of volunteers donating money, time, and love. The memorial consists of smaller tributes that were moved from Center and Atherton Roads along with flags, seating, and hundreds of names of fallen service members.
Burton's Memorial Day Celebration
The Burton Memorial 5K road race starts at 9:00 a.m. on May 30 at Atherton High School. The Parade starts at 2:00 p.m. on Center Road between Atherton and Bristol and will proceed to the courthouse. Stay for family fun with live music, bounce houses, yard games, food, and much more. The evening will conclude with a Veterans Memorial Ceremony, candlelight vigil and fireworks.
Clio Veterans Memorial Park
The Clio Veterans Memorial Park was officially dedicated on November 11, 2002 (Veteran’s Day) and was the culmination of three years of hard work from community members. It is located on the corner of Vienna Rd. and Railway St. in downtown Clio. An assortment of bricks and other memorials exist in dedication to area service members. The above link also gives information on purchasing a brick in memory of a deceased veteran.
The Freedom 4 Veterans Run, on May 28, starts and ends at Clio Veterans Memorial Park. Register to run or walk in memory of a service member. Proceeds from race fees benefits area veterans and the Clio Veterans Memorial Park.
McFarlan Veterans Memorial Park in Flint
In 1875, McFarlan Veterans Memorial Park became Flint’s first official park. Because of this, it is no surprise that it needs some restoration work. In 1951, it was designated as the Genesee County War Memorial. The park is located in the triangular space made by the intersections of Saginaw Street, Martin Luther King Avenue, and 2nd Avenue and is adjacent to the Northbank Center and Durant Hotel. The Friends of the McFarlan Park have been on a mission to raise funds to bring the park up to its potential as becoming the Heart of the City.
On Monday, May 30, there will be a Memorial Day Ceremony at 9:30 a.m. The ceremony lasts about one hour and will include laying of wreaths and the addition of John Wayne “Dusty” Marcum to the Memorial Columns. Marcum is a Navy Seal who was killed in Afghanistan.
Davison Township's Veterans Court of Honor
The Davison Township Park was built with donations from local businesses, residents and the Township Board to memorialize Veterans. Any current member or veteran of any branch of service that lives (or previously lived) in Davison city, Davison Township or Richfield Township is eligible to have his or her name included in the Veteran’s Court of Honor.
Swartz Creek Area Veterans Memorial
In 2013, the Swartz Creek Area Veterans Memorial was dedicated after several years of hard work. It includes much symbolism from the Purple Heart entry gate to a pentagon inside the memorial. Bricks featuring names of service members are included as well as life size bronze statues that represent each branch of the military. There is even a bronze German Shepherd to represent animals that served. The park is located at 8059 Fortino Drive in Swartz Creek.
Here are several other events taking place this Memorial Day weekend.
In Frankenmuth, you won’t want to miss the Dog Bowl and Balloons Balloons Over Bavarian Inn . The Dog Bowl is like the doggie Olympics complete with a costume contest, agility contests, a doggie parade, pet vendors and so much more. Balloons Over Bavarian Inn features 30 hot air balloons that will land in town and compete against each other in various events. It also features an amazing balloon glow at night so that you can see the balloons lit up.
Another opportunity to have fun is at Crossroads Village in Genesee. Their "Honoring American Vets" program runs May 28-30. You can make a card to send to a hospitalized vet, join a Flag Retirement Ceremony, experience the Mountain Men Encampment, and so much more. Veterans and active duty members and one guest will receive free admission to the village and a free train ride on Saturday, Sunday, or Monday.
Remember, that if you are thinking of selling your home this summer, “Dave is the Man!” when it comes to real estate. Dave Taljonick of RE/MAX Right Choice
The summer tax bills will be out before you know it, so this week I want to go over how you can better understand the property tax on your home. The bills are issued in early July and payments are due by September 14. The tools outlined below can be helpful existing homeowners or for anyone interested in buying a new home. Knowing how much taxes you will have to pay on that property could be a deciding factor on whether or not you move forward with a purchase.
One of the first places you can start is through the State of Michigan’s Property Tax Estimator
. Click on "Begin Estimating Property Taxes" to find estimated taxes for properties throughout Michigan.
In addition, researching the amount of tax for a property can still be confusing if you do not know how they are calculated. Any property purchased after Proposal A, which passed in 1994, has its taxable value of a property
calculated using the lowest value among these options:
- Last year’s Taxable Value * 1.05 or the rate of inflation (whichever is lower)
- The current state Equalized Value
The equalized value for a property is determined by the County Equalization department and is usually half the estimated market value of a property. Ultimately, the taxable value is what determines your taxable value. In addition to these costs, any local or county millages will be added on to your final tax bill.
The third thing you should consider are the other factors which impact a property’s tax bill. Understanding the differences between Homestead versus Non-Homestead properties and whether or not the property has been owned by the same person since before 1995 (the passage of Proposal A). While working as your realtor, I can help you learn how to decipher the property taxes for a particular property.
Finally, any properties located inside townships situated within Genesee County can be researched online through their site here
. You are able to click the "Assessment and Tax Information" link to search properties.
After clicking through the link you can look up tax information through an Address Search. The search will bring up information including the winter and summer taxes, administrative fees, special assessments along with due dates for the property’s taxes.
If you are not able to find information for a property check the municipality directly. Some cities and townships have property tax look-up tools on their websites. The best place to start looking on a city or township’s site is through their treasurer's office page.