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David Taljonick

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4/18/2014 Start Your Hunt for the Perfect Home this Easter

Over the holiday, as the kids hunt for Easter eggs, you can begin your hunt for the perfect home.  Searching for a new home can sometimes be overwhelming. The vast availability of information online can make the entire process extremely time-consuming. Use the ReMax "My Property Finder" tool to help you streamline your search.

 

The Property Finder simplifies the search process by allowing you to save certain listings into a favorites folder. You can also receive email notifications of new listings that fit your search criteria as they appear on the market.

 

Best of all, the Property Finder helps you save time. The property search feature is easy to use and allows you quickly save properties on your profile.  In addition, once you find a property you are interested in viewing you can schedule an appointment online.

 

The tool is available at no charge on my website. In just a few minutes you can register using your Facebook profile or email address.

 

Don't wait any longer to begin your hunt for the perfect home. Sign up today to use the "My Property Finder" tool at no charge to help you make your dreams of owning a home come true- Dave Taljonick, RE/MAX Right Choice at 810-686-3900.  

4/11/2014 Tips for Spring Yard Cleanup

Now is the time to start getting your yard ready for summer. Here are a few tips to help you with your spring yard cleanup.

1. Remove any rubbish from your drainage ditch, under bushes or around fences. With all the snow over the winter, many people's yards have collected more debris compared to other years.

2. Prune and remove any dead or damaged branches from trees. After severe winds during the winter months combined with the December ice storm, there are a number of branches that might still be down in yard.

3. Rake your lawn to remove any leaves and dead plants. If you have any bare areas on your grass make sure to evenly sprinkle grass seed over the spots. Also take time to clean up around bushes and shrubs.

4. Divide any perennials to thin crowded flowerbeds. Plants such as hostas and daylilies can be divided into clumps with at least three per bunch.

5. Examine fences, walkways and patios for any damage that occurred over the winter months.

Take time to make any necessary repairs before you start outdoor entertaining this summer. Don't waste any more time, use the warmer temperatures in the coming days as a chance to start your spring yard cleanup. Also, remember you can use the waste you gather to start a compost pile to use with future outdoor projects.  - Dave Taljonick of RE/MAX Right Choice.

4/4/2014 Real Estate Market Improves for Sellers

Wow, it has been a long, brutal winter.  I am confident that warm weather, green grass and blooming buds are just around the corner.  I am also confident that the worst winter in many years has created pent up demand for home buyers.  

 

National statistics show home prices are on the rise.  Local market statistics show average sale price was up 10 to 15 percent in most areas last year.  Selling inventory is at record lows. Well prepared homes, that priced right, are getting gobbled up quickly.  It is not uncommon to have multiple offers from potential buyers. This situation should keep prices moving in a positive direction.  

 

If you have been thinking of selling your home but were hesitant to do so, now may be the window of opportunity you have been waiting for to make a sale. The sale will allow you to move into a bigger home or to downsize to a smaller residence this year. 

 

Rumors of increasing mortgage rates have buyers on the prowl.  A dose of warm weather is also going to spur lots of buyer activity.  

 

Contact me to find out what your home is worth today, I provide this service for free.  If making a move has been on your mind, there is no harm in finding out where your home value stands in the coming months - Dave Taljonick, RE/MAX Right Choice, at 810-686-3900.

3/28/2014 Spring Cleaning Tips for Your Home

Whether or not you are planning to sell your home or if you are just looking to spruce up things up for yourself, here are some spring cleaning tips for your house. 

 

Start cleaning working from the outside of your home to the interior.  Clean off debris from your porch and any walkway leading up to your home.  Also, clean doormats giving your entryway a fresh look as people come through the front door.  In addition, take time to scrub the windows to remove any dirt that may have accumulated over the winter months.

 

Inside, the first thing to do is to give all your cabinets, woodwork and even the walls a good cleaning. Use a mild dish soap diluted in water to lightly scrub these surfaces throughout your home.

 

After finishing the walls, work on cleaning your carpets and the upholstery on your furniture.  If you do not have a shampooer of your own, they can be rented from most home improvement stores or even from some grocery stores.  You can also hire local companies to do the dirty work for you. 

 

In addition to scrubbing your carpets and furniture, consider cleaning the curtains throughout your home. Some fabric curtains can be washed at home, but most drapery will need to be dry-cleaned.

 

Another simple spring cleaning task, is wiping off all of the light fixtures in your home.  From ceiling and hanging light fixtures to bulbs and shades on your lamps, make sure to dust and clean each light in your home.

 

In your kitchen, clean out your refrigerator. Besides removing old food from the shelves, take time to wash and clean the interior entirely. A simple mixture of a few tablespoons of baking soda mixed into a quart of warm water is an effective cleaning solution.

 

Once your spring cleaning is complete, you may decide your home is ready to put up for sale. If you want to sell your home this year, contact me Dave Taljonick, RE/MAX Right Choice at 810-686-3900. 

 

3/21/2014 Spring is Here: Get Ready to Sell Your Home in 2014

The long winter is finally coming to an end, so it is time to get your house ready to sell.  Many homeowners were hesitant about attempting to sell over our long winter.  Now that spring is here, it is the perfect time to get your house ready to put on the market.

 

From curb appeal to staging the inside of your home (see post on 2/21/14), it is your job as the seller to make your home attractive to potential buyers. 

 

Work on exterior curb appeal to ensure that as a potential buyer drives by your house or pulls up for a viewing they will be impressed from the beginning. Remove any remaining debris from winter storms and add flowers in pots near your front door. Take a walk around the exterior looking for any other signs of wear including peeling paint, loose shingles or dirty gutters. 

 

Spend time staging the inside of your home by removing clutter, making simple updates to rooms and giving the entire interior a good cleaning. See additional tips on staging the inside of your home in one of my February blog posts.

 

As you begin plans for selling your home contact me, so I can provide you with advice on what buyers are looking for in your area. I can also suggest specific improvements that will help add value to your house once it is on the market. Your efforts combined with my years of experience in the real estate business will make the selling process a breeze for you.

 

If you want to sell your home in 2014 contact me Dave Taljonick, RE/MAX Right Choice at 810-686-3900. 

3/14/2014 Qualify for a Rural Development Loan to Get Into Your Dream Home

Most people who are looking to buy their first home are concerned about getting the money needed for a down payment. Depending on where you are looking to buy, there are resources through the Rural Development Loan Assistance program that require no money down.

 

There are two programs offered through the United States Department of Agriculture (USDA). These programs are designated for homes in rural areas or communities with less than 20,000. In the greater Genesee County area, communities such as Clio, Mt. Morris, Frankenmuth, Montrose and Flushing qualify for the program.

 

The two programs are the Direct Home Loan Program and the Guaranteed Home Loan Program. Each program has different income requirements.  

 

The Direct Home Loan Program provides direct financial assistance to families from Rural Development. To qualify your household income must be below 80% of the median income level for the community where you live.

 

In contrast, the Guarantee Home Loan program is funded through private sector lenders with the USDA guaranteeing the loans. This means that if a homeowner defaults, the Rural Development will pay the lender back for the amount of the loan. The program allows a homebuyer to borrow up to 102% of the value of a home which eliminates the need for a down payment.

 

If you are interested in making your dreams of owning a home come true and want to learn more about the Rural Development loans contact me Dave Taljonick, RE/MAX Right Choice at 810-686-3900.

3/7/2014 Top Tax Deductions for Property Owners

Tax season is just around the corner and many homeowners are not aware of the different deductions they can take advantage of when filing taxes.  Here is a review of some of the top real estate tax deductions you can utilize on your 2013 return.

 

The mortgage interest you pay each month is often the largest deduction on your taxes.  The interest is deductible on every property you own if you have been there for some period of time during the tax year.  So, if you have a cabin up north, where you visit a few times a month, the mortgage interest for the property can be deducted. 

 

Be cautious when taking this deduction if you rent out the property because there are restrictions on the deduction. One stipulation is you must stay at the property for a minimum of 14 days over the year. 

 

In addition, you must calculate the percentage of the number of days you were there versus the number of days it was rented out.  If the total days you were at the property is not at least 10 percent of the total days the property was rented then you cannot claim the deduction.

 

Another deduction individuals can still receive for the 2013 tax year is related to short sales and home foreclosures.  In December, I wrote a more detailed posting about this particular tax break. 

 

Taxpayers who lost their homes through foreclosure, a short sale or saw a reduction in their overall mortgage debt through restructuring will not have to pay taxes on that canceled debt.  The relief was through the Mortgage Debt Relief Act of 2007, which expired on December 31, 2013.

 

I am often asked by homeowners about other real estate tax deductions for items including private mortgage insurance (PMI), homeowners insurance, and closing costs.  Unfortunately, none of these expenses are deductible on your federal taxes.

 

Before filing your 2013 tax returns remember to contact a tax preparation expert to help you with all tax needs.  Remember when it comes to real estate I am here to help you with the sale or purchase of your next home – Dave Taljonick, ReMax/Right Choice

3/6/2014 Foreclosure trends in Genesee County

Are you considering an investment in real estate in Genesee County?  If so, check out this newsletter which reviews foreclosure trends in the area including a link to properties that are up for auction.

Foreclosure Market Trends

2/28/2014 RE/MAX of Michigan Sales Conference

Last weekend, I attended the RE/MAX of Michigan Sales Conference and Awards Banquet. This year marked my 17th consecutive year of attending this great event.

 

My goal each year is to learn how to do something new or different that will benefit my clients or my agents. I have never been disappointed! RE/MAX of Michigan always brings in world class speakers to inspire us, to teach us, and to make us better agents.

 

As my children were growing up we would make this a family event. While I was learning and attending the different sessions, they would enjoy the fun activities nearby such as a ski hill or indoor water park. This year my son Ben attended as a brand new real estate agent instead of as a guest. He was able to spend his time learning at the conference along with me which made it even more special.

 

I am glad to be affiliated with such a great organization and I look forward to continuing to improve my customer service skills and leadership skills. Providing great service is what the real estate industry is all about for our clients  – Dave Taljonick, RE/MAX Right Choice

2/21/2014 Tips for Staging Your Home

If you are planning to put your house on the market this year, there are some things you need to do to help stage your home for potential buyers. Here are a few practical tips to help you with staging.

 

  1. Remove Clutter - Start by packing up any access items throughout your house. Remove extra furniture that crowds a room. Taking out these extra items will open up small rooms and will make the space appear larger.
  1. Pack Up Personal Items - Pack up any personal items such as trophies, personal photos, souvenirs, plaques, awards and more. By removing your personal items potential buyers can envision themselves living in the space instead of you.
  1. Place Furniture in the Right Position - Move furniture away from walls to showcase a more open floor plan allowing for traffic to move through the space with ease. Place sofas and chairs in conversational groupings throughout a room instead of along outside walls.
  1. Repurpose Rooms - If you have a spare room or another space that seems to collect unused junk turn it into a functional space. Create an office or a guest room to showcase the potential of the space to buyers.
  1. Paint - Any rooms that are painted with bright colors or whose walls are full of scratches and scuffs should be painted with fresh paint. Neutral tones including tan, soft blues and greens should be used. These hues have a calming effect and are more welcoming compared to bright colors, which tend to turn off interest from people.

 

Remember selling your home is not just about paying for expensive home improvements. Properly staging your home can make a great impression on buyers – Dave Taljonick, RE/MAX Right Choice

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